 --- "Carm has great ability to communicate sometimes confusing and complex matters in a way which is easily understood. This is helpful in an environment where there is so much information to digest as well as opinions and feedback. Carm has the ability to present information in a very straightforward manner, allowing the client to be part of the whole process. It is most important to remember Carm actively involves the client through the process and ensures the plan/roadmap that is designed is understood and comfortable for the client. I believe that Carm genuinely enjoys his work and it shines when he is helping others achieve their goals. They are definitely better off after receiving the knowledge and information gained from Carm's guidance. Because of the work done with Carm, my family and I were able to sustain a difficult period confident that we had financial security.” – Kevin C., former Police Sergeant

 ---"I have been working with Carm for a number of years, and through our relationship I have gained a better understanding of insurance and retirement planning. His advice has helped me plan better for retirement, and I am now more confident that my family will be protected and financially sound if something should happen to me. Carm consistently goes out of his way to make sure his clients are satisfied with the insurance products that he is representing. He explains insurance products in easily understandable terms and only recommends products that he believes are best for me and my family. Carm has set out strategies to ensure J will retire comfortably, and he has discussed an "exit strategy" that explains in detail how J will use my available resources in retirement. I know that Carm would be here to help my family through the transition in the event of my passing.” – Greg M., MD at Rush Copley Medical Center


The testimonials presented may not be representative of the experience of other clients and are not a guarantee of future performance or success. The testimonials presented do not relate to any investment advisory programs or services that are provided by Northwestern Mutual Investment Services, LLC (NMIS) or a financial advisor of NMIS. The advisor is not a financial advisor of NMIS.

Carmelo A Barbaro

Wealth Management Advisor


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck